Terms and CONDITIONS
Please read these Conditions of Use carefully. By accessing this web site you agree to be bound by these Conditions of Use. If you do not agree do not access this site. In particular, please note that unauthorised use or downloading of material from the website is absolutely prohibited.
Content
RSA Insurance Ireland Limited and/or any of its subsidiaries or subsidiary undertakings ("RSA") is providing this site on an "as is" basis and makes no representations or warranties of any kind with respect to this site or its contents and disclaims all such representations and warranties. In addition, RSA makes no representations or warranties about the accuracy, completeness, or suitability for any purpose of the information and related graphics published in this site. The information contained in this site may contain technical inaccuracies or typographical errors. All liability of RSA howsoever arising (whether in contract, tort or negligence) for any such inaccuracies or errors is expressly excluded to the fullest extent permitted by law.
This web site is operated and maintained in the Republic of Ireland and is therefore published from a Irish perspective. RSA is not publishing the web site for use in any jurisdiction where such publication or use is unlawful.
Cookies
Cookies are text files containing small amounts of information which are downloaded to your device when you visit a website. Some cookies are only placed on your machine for the duration of time you are browsing the site whereas others may be stored on your device and sent back to the originating website on each subsequent visit, or to another website that recognises that cookie. Cookies are useful because they allow a website to recognise a user’s device.
Cookies do lots of different jobs, like letting you navigate between pages efficiently, remembering your preferences, and generally improve the user experience. They can also help to ensure that adverts you see online are more relevant to you and your interests.
You can find more information about cookies, at www.allaboutcookies.org and www.youronlinechoices.eu.
Accepting or rejecting cookies
Most web browsers will accept cookies, but if you would prefer we did not collect data by this method, you can disable this function within your browser settings. If you want to delete any cookies that are already on your computer, please refer to the instructions for your file management software to locate the file or directory that stores cookies.
We use cookies to:
- Collect information that will help us to distinguish visitors, to understand visitors’ browsing habits on our website and to improve their experience.
- Compile statistical reports on website activity e.g. numbers of visitors and the pages they visit.
- Collect information that will allow us to tailor advertising to make it more relevant for you, based on your previous interactions with our website.
- Remember information about you when you visit our site. Some of the cookies are essential in order to provide our services to you.
Categories of Cookies
Below, we have set out the four categories of cookies that we use on our websites. These cookies are:
- Strictly necessary cookies
- Performance cookies
- Functionality cookies
- Targeting cookies
Some of our websites also include third party cookies, which are cookies not set by RSA. In each of the four categories above, we have specified where third party cookies are used.
The following types of cookies may be used during your visit to our website
:Performance cookies
These cookies collect information about how visitors use a website, for instance which pages visitors go to most often, and if they get error messages from web pages. They also allow us to record and count the number of visitors to the website, all of which enables us to see how visitors use the website in order to improve the way that our website works. These cookies do not collect information that identifies a visitor. All information these cookies collect is aggregated and therefore anonymous. It is only used to improve how our website works.
Click here to view the list of cookies that we use
Advice
The pages of the site are for information only and do not constitute financial or other professional advice in any way. We recommend that you seek advice from a financial consultant before making any financial or investment decisions. More details and full terms and conditions on all our products are available on request.
Data Protection
If you choose to complete one of our on line forms (where available), the details you provide will be held on computer by RSA and possibly may be used to answer your query and to contact you about various RSA services which may be of interest to you. The information you provide may also be used while monitoring the progress of your enquiry within RSA and to register any subsequent sale of any of our products about which you have enquired. We also use such information to update our website for you and keep you informed of other product information and site developments if you have indicated any such preference.
Our purposes for holding personal information and description of the general categories of parties to whom we may disclose it can be found in the Data Protection Register. You should note that we do not supply any information about you to anyone else unless we believe it is lawful to do so, or where you have given your consent in advance.
You have the right under the Data Protection Act to request a copy of the personal data, which we hold with reference to you on our computer systems. A fee of €6.35 is chargeable under the terms of the Data Protection Act.
Access to the site
We will use reasonable efforts to make our site and its content available to users, however we do not warrant or represent that access to this site will be uninterrupted, reliable or fault free.
We reserve the right in our sole discretion to deny users access to our site or any part of it without notice and to decline to provide the service to any user that is in breach of these conditions.
No damage arising from use
To the fullest extent permitted by law neither RSA nor any of its directors, employees or agents will be liable for damages arising out of or in connection the use of this site, the information in it or the unavailability of the site or its content. This is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property and third party claims, save that nothing shall exclude or restrict liability for death or personal injury resulting from the negligence of RSA, its directors, employees or agents.
Alterations
RSA reserves the right at any time without notice to revise the contents of this site including these Conditions. Any changes to these Conditions will be posted on this site and by continuing to use this site following any such change you will signify that you agree to be bound by the revised Conditions.
Links to other sites
Certain links, including hypertext links, in this site will lead you to web sites or pages that are not under the control of RSA. Links are provided for convenience and inclusion of any link does not imply endorsements in any way of the site to which it links. RSA accepts no responsibility for information contained in any of the sites which can be accessed by hypertext link from these pages or for these sites not being available at all times.
Other links in this site will lead you to web sites or pages that are under the control of RSA group companies around the world. You should be aware that these web sites are maintained and operated locally and the contents and use of such web sites may be governed by the laws and regulation of countries other than the Irish and by our regional group companies' conditions of use and/or privacy policy. If you wish to know more about the conditions of use or privacy policies of these web sites please contact the relevant group company.
Copyright
All rights in the design, text, graphics and other materials on the site and the selection or arrangement thereof are the copyright of RSA or other third parties. Permission is granted to copy electronically and print in hard copy portions of this site solely for your own personal use. Any other use of materials on this site (including reproduction for purposes other than those noted above and alteration, modification, distribution, or republication) without the prior written permission of RSA is strictly prohibited.
Trade Marks
The RSA, rsagroup and rsagroup.com, rsagroup.ie trade marks, logos and get-up are owned by RSA Insurance Ireland Limited or by other companies within the RSA group. All other trade marks, product names and company names or logos cited herein are the property of RSA or their respective owners. No permission is given by RSA in respect of the use of any such trade marks, get-up, product names, company names, logos or titles and such use may constitute an infringement of the holder's rights.
Privacy policy
You agree to the use of any personal data we may hold on you in accordance with the terms of our Privacy Policy.
Force majeure
We shall not be liable to users for any breach of these conditions of use or any failure to provide or delay in providing our services through our site resulting from any event or circumstance beyond our reasonable control including, without limitation, strikes, lock outs and other industrial disputes, breakdown of systems or network access, fire explosion or accident.
Applicable Law
These conditions shall be governed and construed in accordance with Irish Law and any disputes shall fall within the exclusive jurisdiction of the Irish Courts. If any provision of these disclaimers and exclusions shall be unlawful, void or for any reason unenforceable then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.